Personal Loans

For a long time personal loans became a commonplace. It is a simple and reliable way to get the required amount on variable conditions. What you need to know before applying for a loan? Let us help you to find the answers and to search for the best financial solution.

Rate
Maximum amount
Terms
Reception
Verification
Rate
0.9%
Maximum amount
4000$ / 10000$
Terms
91-121 days
Reception
pay pay
Verification
Rate
1%
Maximum amount
7000 / 20000 PHP
Terms
up to 30 days
Reception
pay
Verification
5 minutes
Rate
0,72%
Maximum amount
10000 / 25000 PHP
Terms
up to 90 days
Reception
pay pay
Verification
5 minutes
Rate
0,17%
Maximum amount
7000 / 20000 PHP
Terms
up to 180 days
Reception
pay
Verification
1 hour

How to get a loan?

There are two ways to get funds in short term:

Personal loan in cash

  • Fill out an application form provided by the company you’ve chose;
  • Indicate personal data, desired amount and term of the loan;
  • Choose the method of receiving funds: in cash at one of thebranches of partner organization or home delivery.

Onto your bank card

  • Choose the amount and term of the personal loan as previously;
  • Within 15-30 minutes you will receive a response to the application;
  • Pass the identification by sending a photo of your passport;
  • Enter card data;
  • Sign the contract with an SMS code that will be sent to the provided mobile number automatically.

What we offer

Our website collects offers on the issuance of personal loans in the Philippines from different companies. We select loan solutions for any client and any goals.

If you take a loan for the first time, you can get an amount from 2,000 to 50,000 Philippine pesos. The loan term is from 7 days to 1 year.

Over 100,000 to 1,000,000 pesos are issued for a period of 61 to 730 days, and it should be secured by a property. Size and term of a personal loan are determined during the client’s request for funds. Often financial organizations are considering an individual offers and payment conditions for separate clients.

How to take a personal loan: lender’s requirements

In order to get a cash loan, you must be ready to present:

  • Permanent residence of the Philippines;
  • Permanent registration at the place of residence in the Republic of the Philippines. In the absence of registration, the address of the actual residence must be indicated.
  • Customers must be over18 years old.

To obtain a personal loan applying online, there is only one document required: a passport of a citizen of the Philippines, but some financial organizations may request another documents such as an approval of monthly incomes.

Why personal loans with us

We practice an individual approach to each client. That means the follower advantages for you as a client of any company we represent to:

  • organizations’ activities are regulated by law and controlled by the central bank of the Republic of the Philippines;
  • Here you cansearch for personal loans on favorable terms;
  • The probability of approval of the application is up to 99%;
  • To get a loan you need only a passport;
  • We are processing your applications 24 hours / 7 days a week;
  • Loan repayment without fees, around the clock;
  • The opportunity to extend the loan;
  • There is a hotline, online chat and customer feedback form to support our clients.

Is it possible to apply for a loan with friends or relatives?

Personal loan applications are accepted directly from customers. All data you proceed is checked by our security system.

If during the inspection fake information is found, the loan will be refused.

Why I can’t reissue a loan?

Sometimes it happens: you want to apply once again at the same company, but instead of approval they give you an refusal. In this case, one of the variants is possible:

  • You were denied previously. Once again, you can send application for a personal loan only 30 days after the last contact. You can do it by contacting the hotline service or directly at the company’s office. In your personal account, it is possible to issue a second application 60 days after a negative decision.
  • You have a valid loan in our company and it was not be paid.

For how long and for what purposes can I take a personal loan?

As a rule, the term of such a personal loan application loan in various banks can vary significantly from 3-4 days to 30 months. Moreover, in this case, early repayment is usually not allowed.

The targeted focus of a short-term loan can be very different – from buying household appliances or furniture to paying out holidays or studying at an educational institution. In this case, the main condition for receive a personal loan applying onlineis a stable salary and the absence of a bad credit history.

I would like to take a loan, but not all such personal offers are beneficial. How to choose the best?

In order not to make a mistake in choosing such a personal loan to apply online, you need to carefully study the rates of the organization in which you intend to take it. Attention should be paid to the following: points

  • full cost of the loan itself;
  • interest rate;
  • service fee and amortization;
  • amount of penalties;
  • commission for cashing.

You also need to know how many branchesof the organization you’ve selected are presented in your city.

Pay attention to small “amenities” for the borrowers of such lenders – are there any promotions, bonuses or discounts in your case. When you have already made your choice, do not neglect the rule of carefully reading the contract before signing.

How can I improve my financial literacy?

Do you want to be rich and happy? Do you want money always flowing? Then you have to constantly increase the level of financial literacy. Financially literate citizens control their expenses, create savings, invest and increase available funds. They are sensitive to changes in the situation, deftly adapting to even the most unfavorable situation and receiving personal loans applying online.

Do not forget that sometimes there are shadow players on the market who do not have the right to engage in microloan activities, but still do so. To check the company, just visit the Central Bank website and open the state register of microfinance organizations. The registry has a list of existing MFIs, which is updated approximately once a week. If the company is on the list of existing MFIs, then everything is in order.

Do not forget to read reviews of the company where you take a personal loan. This is a good way to understand how a company treats its customers, how it fulfills its obligations.

Did you read the terms of the contract?

Many borrowers are reluctant to spend time searching for profitable loan offers, still they are are not interested in loan terms by consultants and, unfortunately, do not read thepersonal loan agreement.

It is always necessary to get acquainted with the contract. Reading the terms of the contract increases the level of financial literacy, has a positive effect on payment discipline, and protects against unexpected surprises.

If some points in the contract are not clear, then it is imperative to obtain clarifications from representatives of creditors. They are always ready to help customers.

The terms of the contract

Many borrowers who spend time searching for personal loan applications, are reluctant read the loan agreement. Still it is always necessary to get acquainted with the contract. Reading the terms of the contract increases the level of financial literacy, has a positive effect on payment discipline, and protects against unexpected surprises.

If some points in the contract are not clear, then it is imperative to obtain clarifications from representatives of creditors. They are always ready to help customers.

Learn to save and to spent money!

Cashless payments reduced everything to the fact that people rarely looked into their wallet, counting their money. If the card provides a credit line, then one person generally stops thinking about spending money. Here we provide some tips how to save and do not cross the line:

  1. Create a reserve fund! But don’t keep money at home where there is a great temptation to spend them. Make a deposit in the bank.
  2. Learn to save! There are a lot of temptations. You don’t always want to postpone for a long time to pamper yourself with something expensive.
  3. Do not hunter new collection, wait for sales!
  4. Do not borrow if you can not return.

Caught in debt? Problems at work? Of course, submitting an application for a personal online loanis easy. In a couple of minutes, the money will be on a credit card. And what will happen when the time comes to repay debts? Delays will only aggravate the situation, and credit history will worsen.

Therefore we are here: to help you choose the best personal loan offer and apply for it online with suitable conditions

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